an' th' shoe-store man has put it in th' bank. He goes over to th'
bank to get it out an' has his fingers cut off in a window. An' there
ye are. That's credit.

"I niver knew befure how little it depinded on. There's Grogan th'
banker. He's a great man. Look at his bank. It looks as though an
earthquake wudden't flutter it. It's a cross between an armory an' a
jail. It frowns down upon th' sthreet. An' Grogan. He looks as solid as
though th' columns iv th' building was quarried out iv him. See him with
his goold watch chain clankin' again th' pearl buttons iv his vest. He
niver give me much more thin a nod out iv th' north-east corner iv his
left eyebrow, but he was always very kind an' polite to Mulligan, th'
little tailor. Except that I thought he had a feelin' iv respect f'r me
an' none at all f'r Mulligan. Th' other mornin' I see him standin' on a
corner near th' bank as Mulligan dashed by with a copy iv his fav'rite
journal in wan hand an' a pass book in th' other. 'That man is a
coward,' says Mulligan. 'Tis th' likes iv him that desthroys public
confidence,' says he. 'He must've been brave at wan peeryod iv his
life,' says I. 'Whin was that?' says he. 'Whin he put th' money in,'
says I. 'It's th' likes iv him that makes panics,' says he. 'It's th'
likes iv both iv ye,' says I. 'I niver see such team wurruk,' says I.
'That bank is a perfectly solvint institution,' says he. 'It's as
sthrong as th' rock of Gibyraltar. I'm goin' over now to close it up,'
says he. An' he wint.

"Well, glory be, 'tis no use botherin' our heads about it. Panics an'
circuses, as Father Kelly says, are f'r th' amusement iv th' poor. An' a
time iv this kind is fine f'r ivrybody who hasn't too much. A little
while ago ye niver r-read in th' pa-aper annything about th' fellow that
had his money in th' bank anny more thin ye'd read about th' spectators
at a prize fight. 'Twas all what th' joynts iv fi-nance were doin'.
'Who's that man with th' plug hat just comin' out iv th' gamblin'
joint?' 'That's th' prisidint iv th' Eighth Rational.' 'An' who's that
shakin' dice at th' bar?' 'That's th' head iv our greatest thrust
comp'ny.' An' so it wint. To-day I read in th' pa-apers an appeal to
th' good sense iv Mulligan, th' tailor. It didn't mintion his name, but
it might just as well. 'Twas th' same as sayin': 'Now, look here,
Mulligan, me brave fellow. 'Tis up to you to settle this whole matther.
It's got beyond us and we rely on ye not to dump us