ing, lending, doing acts
of good Neighbourhood, is just and easy; he who appears naturally averse
to Disputes, and above the Sense of little Sufferings; bears a nobler
Character, and does much more good to Mankind, than any other Man's
Fortune without Commerce can possibly support. For the Citizen above all
other Men has Opportunities of arriving at that highest Fruit of Wealth,
to be liberal without the least Expence of a Man's own Fortune. It is
not to be denied but such a Practice is liable to hazard; but this
therefore adds to the Obligation, that, among Traders, he who obliges is
as much concerned to keep the Favour a Secret, as he who receives it.
The unhappy Distinctions among us in England are so great, that to
celebrate the Intercourse of commercial Friendship, (with which I am
daily made acquainted) would be to raise the virtuous Man so many
Enemies of the contrary Party. I am obliged to conceal all I know of Tom
the Bounteous, who lends at the ordinary Interest, to give Men of less
Fortune Opportunities of making greater Advantages. He conceals, under a
rough Air and distant Behaviour, a bleeding Compassion and womanish
Tenderness. This is governed by the most exact Circumspection, that
there is no Industry wanting in the Person whom he is to serve, and that
he is guilty of no improper Expences. This I know of Tom, but who dare
say it of so known a Tory? The same Care I was forced to use some time
ago in the Report of anothers Virtue, and said fifty instead of a
hundred, because the Man I pointed at was a Whig. Actions of this kind
are popular without being invidious: for every Man of ordinary
Circumstances looks upon a Man who has this known Benignity in his
Nature, as a Person ready to be his Friend upon such Terms as he ought
to expect it; and the Wealthy, who may envy such a Character, can do no
Injury to its Interests but by the Imitation of it, in which the good
Citizens will rejoice to be rivalled. I know not how to form to myself a
greater Idea of Humane Life, than in what is the Practice of some
wealthy Men whom I could name, that make no step to the Improvement of
their own Fortunes, wherein they do not also advance those of other Men,
who would languish in Poverty without that Munificence. In a Nation
where there are so many publick Funds to be supported, I know not
whether he can be called a good Subject, who does not imbark some part
of his Fortune with the State, to whose Vigilance he owes the Sec