nt can give you expert and disinterested
advice on investments and can in addition offer you a
selection of well-chosen season bonds of whatever character a
discussion of your affairs may disclose as being best suited
to your needs.

(2) Our safe deposit vaults will care for your securities and
valuable papers at an annual cost which is almost nominal.

(3) We have arrangements by which we can issue letters of
credit that will be honored anywhere in the world, foreign
drafts, and travellers' checks.

(4) If you expect to be away through any considerable period
or do not care to manage your own investments, our Trust
Department will manage them for you and render periodical
accounts at a very small cost. This service is especially
valuable because so frequently a busy man fails to keep track
of conversion privileges and rights to new issues and other
matters incident to the owning of securities.

(5) We will advise you, if you like, on the disposition of
your property by will, and we have experienced and expert
facilities for the administration of trusts and estates.

I hope that we may have the opportunity of demonstrating the
value of some or all of these services to you; it would be a
privilege to have you call and become acquainted with the
officers in charge of these various departments.

I am

Very truly yours,
(Handwritten) _Lucius Clark_,
President.

_A letter offering to act as executor_

GRIGGS NATIONAL BANK
28 FIFTH AVENUE
NEW YORK

June 25, 1923.

Mr. Lawrence Loring,
11 River Avenue,
Yonkers, N. Y.

Dear Sir:

May I call to your attention the question which every man of
property must at some time gravely consider, and that is the
disposition of his estate after death?

I presume that as a prudent man you have duly executed a last
will and testament, and I presume that it has been drawn with
competent legal advice. But the execution of the will is only
the beginning. After your death will come the administration
of the estate, and it is being more and more recognized that
it is not the part of wisdom to leave the administration of an
estate in the hands