ay and
Negros. The Tagalog differs vastly from his southern brother in
his true nature, which is more pliant, whilst he is by instinct
cheerfully and disinterestedly hospitable. Invariably a European
wayfarer in a Tagalog village is invited by one or another of the
principal residents to lodge at his house as a free guest, for to
offer payment would give offence. A present of some European article
might be made, but it is not at all looked for. The Tagalog host
lends his guest horses or vehicles to go about the neighbourhood,
takes him round to the houses of his friends, accompanies him to any
feast which may be celebrated at the time of his visit, and lends
him his sporting-gun, if he has one. The whole time he treats him
with the deference due to the superiority which he recognizes. He is
remarkably inquisitive, and will ask all sorts of questions about
one's private affairs, but that is of no consequence--he is not
intrusive, and if he be invited to return the visit in the capital,
or wherever one may reside, he accepts the invitation reluctantly,
but seldom pays the visit. Speaking of the Tagalog as a host, pure
and simple, he is generally the most genial man one could hope to meet.

The Negros and Panay Visayo's cold hospitality is much tempered with
the prospect of personal gain--quite a contrast to the Tagalog. On
the first visit he might admit the white traveller into his house
out of mere curiosity to know all about him--whence he comes--why he
travels--how much he possesses--and where he is going. The basis of
his estimation of a visitor is his worldly means; or, if the visitor
be engaged in trade, his power to facilitate his host's schemes would
bring him a certain measure of civility and complaisance. He is fond
of, and seeks the patronage of Europeans of position. In manners, the
Negros and Panay Visayo is uncouth and brusque, and more conceited,
arrogant, self-reliant, ostentatious, and unpolished than his northern
neighbour. If remonstrated with for any fault, he is quite disposed
to assume a tone of impertinent retort or sullen defiance. The Cebuano
is more congenial and hospitable.

The women, too, are less affable in Panay and Negros, and evince an
almost incredible avarice. They are excessively fond of ornament,
and at feasts they appear adorned with an amount of gaudy French
jewellery which, compared with their means, cost them a lot of money
to purchase from the swarm of Jew pedlars who, before th