r means is enabled to raise
money on the goods of his creditors, the servant to pledge
the property of his employer, and the idle or profligate
mechanic to deposit his working tools, or his work in an
unfinished state. Many persons in London are in the habit of
pawning their apparel from Monday morning till Saturday
night, when they are redeemed, in order to make a decent
appearance on the next day. In low neighbourhoods, and among
loose girls, much business is done by Pawnbrokers to good
advantage; and considerable emolument is derived from women
of the town. The articles they offer to pledge are generally
of the most costly nature, and the pilferings of the night
are usually placed in the hands of an Uncle the next
morning; and the wary money-lenders, fully acquainted with
their necessities, just lend what they please; by which
means they derive a wonderful profit, from the almost
certainty of these articles never being redeemed.

The secresy with which a Pawnbroker's business is conducted,
though very proper for the protection of the honest and
well-meaning part of the population, to shield them from an
exposure which might perhaps prove fatal to their business or
credit, admits of great room for fraud on the part of the
Money-lender; more particularly as it respects the interest
allowed upon the pawns. Many persons are willing to pay any
charge made, rather than expose their necessities by
appearing before a Magistrate, and acknowledging they have
been concerned in such transactions.

Persons who are in the constant habit of pawning are
generally known by the Pawnbrokers, in most instances
governed by their will, and compelled to take and pay just
what they please. Again, much injury arises from the want of
care in the Pawnbroker to require a proper account, from the
Pledgers, of the manner in which the goods offered have been
obtained, as duplicates are commonly given upon fictitious
names and residences.

Notwithstanding the care and attention usually paid to the
examination of the articles received as pledges, these
gentlemen are sometimes to be duped by their customers. We
remember an instance of an elderly man, who was in the habit
of bringing a Dutch clock frequently to a Pawnbroker to
raise the wind, and fo