pounds, which
is arranged as I have told you. Then there were debts, due by my
wife,--at least some of them were, I suppose,--and that horrid,
ghastly funeral,--and debts, I don't doubt, due by the cursed old
countess. At any rate, to get myself clear I raised something over
four hundred pounds, and now I owe five which must be paid, part
to-morrow, and the remainder this day month."

"And you've no security?"

"Not a rag, not a shred, not a line, not an acre. There's my salary,
and after paying Gazebee what comes due to him, I can manage to let
you have the money within twelve months,--that is, if you can lend it
to me. I can just do that and live; and if you will assist me with
the money, I will do so. That's what I've brought myself to by my own
folly."

"Five hundred pounds is such a large sum of money."

"Indeed it is."

"And without any security!"

"I know, Butterwell, that I've no right to ask for it. I feel that.
Of course I should pay you what interest you please."

"Money's about seven now," said Butterwell.

"I've not the slightest objection to seven per cent.," said Crosbie.

"But that's on security," said Butterwell.

"You can name your own terms," said Crosbie.

Mr. Butterwell got out of his chair, and walked about the room with
his hands in his pockets. He was thinking at the moment of what Mrs
Butterwell would say to him. "Will an answer do to-morrow morning?"
he said. "I would much rather have it to-day," said Crosbie. Then Mr
Butterwell took another turn about the room. "I suppose I must let
you have it," he said.

"Butterwell," said Crosbie, "I'm eternally obliged to you. It's
hardly too much to say that you've saved me from ruin."

"Of course I was joking about interest," said Butterwell. "Five
per cent. is the proper thing. You'd better let me have a little
acknowledgement. I'll give you the first half to-morrow."

They were genuine tears which filled Crosbie's eyes, as he seized
hold of the senior's hands. "Butterwell," he said, "what am I to say
to you?"

"Nothing at all,--nothing at all."

"Your kindness makes me feel that I ought not to have come to you."

"Oh, nonsense. By-the-by, would you mind telling Thompson to bring
those papers to me which I gave him yesterday? I promised Optimist I
would read them before three, and it's past two now." So saying he
sat himself down at his table, and Crosbie felt that he was bound to
leave the room.

Mr. Butterwell, when he was le