its members.
This method of bargaining and of settling disputes has been so
successful that since 1888 the Brotherhood has not engaged in an
important strike. There have been minor disturbances, it is true, and
several nation-wide threats, but no serious strikes inaugurated by the
engineers. This great achievement of the Brotherhood could not have been
possible without keen ability in the leaders and splendid solidarity
among the men.

The individual is carefully looked after by the Brotherhood. The
Locomotive Engineers' Mutual Life and Accident Insurance Association
is an integral part of the Brotherhood, though it maintains a separate
legal existence in order to comply with the statutory requirements
of many States. * Every member must carry an insurance policy in this
Association for not less than $1500, though he cannot take more than
$4500. The policy is carried by the order if the engineer becomes sick
or is otherwise disabled, but if he fails to pay assessments when he is
in full health, he gives grounds for expulsion. There is a pension roll
of three hundred disabled engineers, each of whom receives $25 a month;
and the four railroad brotherhoods together maintain a Home for Disabled
Railroad Men at Highland Park, Illinois.

* The following figures show the status of the Insurance Association in
1918. The total amount of life insurance in force was $161,805,500.00.
The total amount of claims paid from 1868 to 1918 was $41,085,183.04.
The claims paid in 1918 amounted to $3,014,540.22. The total amount
of indemnity insurance in force in 1918 was $12,486,397.50. The total
claims paid up to 1918 were $1,624,537.61; and during 1918, $241,780.08.

The technical side of engine driving is emphasized by the "Locomotive
Engineers' Journal" which goes to every member, and in discussions
in the stated meetings of the Brotherhood. Intellectual and social
interests are maintained also by lecture courses, study clubs, and
women's auxiliaries. Attendance upon the lodge meetings has been made
compulsory with the intention of insuring the order from falling prey
to a designing minority--a condition which has proved the cause of the
downfall of more than one labor union.

The Brotherhood of Engineers is virtually a large and prosperous
business concern: Its management has been enterprising and provident;
its treasury is full; its insurance policies aggregate many millions;
it owns a modern skyscraper in Cleveland which c