and inspiration to the young man who has
the same obstacles to overcome.

"It is not what you make, but what you save that brings wealth." Mr.
Carnegie discovered this early in life, and while he helped his
parents like a dutiful son, he never spent an unnecessary cent on
himself.

"I was too busy working and studying to contract the habits that make
such inroads on the health and pockets of young men," says Mr.
Carnegie, "and this helped me in many ways."

While still young he had an opportunity to invest his savings in the
first sleeping car, invented by Woodruff, and out of this he got his
first good start.

Active, industrious, and quick to foresee results, he took an
interest in the oil discoveries of Pennsylvania, and with such
success that from the profits he was enabled to organize the greatest
series of rolling mills and foundries in the world.

Mr. Carnegie is still in the prime of life. He has spent several
fortunes in good works, and is still a very rich as he is certainly a
highly honored man. But the point we wish to make is that Mr.
Carnegie is a fine example of the high order of intellect necessary
for the greatest success in the business world.

Although self-educated, Mr. Carnegie is an author of world-wide
reputation. His work "Triumphant Democracy" is splendid vindication
of the institutions of his adopted country. "He knows more about
books," says one who knows Mr. Carnegie well, "than half the authors,
and he can find himself in no society where he does not find himself
the peer of the best."

Those who fail in life are, however, very apt to assume a tone of
injured innocence, and conclude to hastily that everybody excepting
themselves has had a hand in their personal misfortunes. An eminent
writer lately published a book, in which he described his numerous
failures in business, naively admitting, at the same time, that he
was ignorant of the multiplication-table; and he came to the
conclusion that the real cause of his ill-success in life was the
money-worshiping spirit of the age. Lamartine also did not hesitate
to profess his contempt for arithmetic; but, had it been less.
probably we should not have witnessed the unseemly spectacle of the
admirers of that distinguished personage engaged in collecting
subscriptions for his support in his old age.

Again, some consider themselves born to ill-luck, and make up their
minds that the world invariably goes against them without any fault
on