otice of by Lord G----, ~170~~and indeed by all
the turf. He lived a gay and fashionable life, soon run out his fortune,
and is now pensioned by a female whom he formerly supported. He is an
excellent judge of a horse and horse-racing, upon which subjects
his advice is frequently given. He is a very useful person among the
generality of gentry who frequent this place of public resort. At the
same time it ought to be observed, that among the various characters
which infest and injure society, perhaps there are few more practised in
guilt, fraud, and deceit, than the Money-lenders.

"They advertise to procure large sums of money to assist those under
pecuniary embarrassment. They generally reside in obscure situations,
and are to be found by anonymous signatures, such as A. B. I. R. D. V.
&c. They chiefly prey upon young men of property, who have lost their
money at play, horse-racing, betting, &c. or other expensive amusements,
and are obliged to raise more upon any terms until their rents or
incomes become payable: or such as have fortunes in prospect, as being
heirs apparent to estates, but who require assistance in the mean time.

"These men avail themselves of the credit, or the ultimate
responsibility of the giddy and thoughtless young spendthrift in his
eager pursuit of criminal pleasures, and under the influence of those
allurements, which the various places of fashionable resort hold out;
and seldom fail to obtain from them securities and obligations for large
sums; upon the credit of which they are enabled, perhaps at usurious
interest, to borrow money or discount bills, and thus supply their
unfortunate customers upon the most extravagant terms.

"There are others, who having some capital, advance money upon bonds,
title-deeds, and other specialties, or tipon the bond of the parties
having property in reversion. By these and other devices, large sums of
money are most unwarrantably and illegally wrested from the dissipated
and the thoughtless; and misery and distress are perhaps entailed upon
them as long as they live, or they are driven by the prospect of utter
ruin to acts of desperation or the commission of crimes.

"It generally happens upon application to the advertising party, that
he, like Moses in _The School for Scandal_, is not really in possession
of any money himself, but then he knows where and how to procure it from
a very ~171~~unconscionable dog, who may, perhaps, not be satisfied with
the se