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the bench at his side. One day in Kyoto I watched a mere boy gradually develop a beautiful design of several hundred butterflies gradually becoming smaller and smaller until they vanished at the top of the vase. What he proposed to make of this was shown in a finished design that was exquisite in the gradation of form and color. The same skill of hand and eye was seen in the shops of Kyoto where damascene ware is made. Gold and silver is hammered into steel and other metals, so that the intricate designs actually seem to become a part of the metal. In carving in wood the Japanese excel, and in such places as Nikko and Nara the tourist may pick up the most elaborate carvings at absurdly low prices. CONCLUSIONS ON JAPANESE LIFE AND CHARACTER In summing up one's observations of Japanese life and character, after a brief trip across the empire, it is necessary to exercise much care and not to take the accidental for the ordinary incidents of life. Generalizations from such observations on a hurried journey are especially deadly. To guard against such error I talked with many people, and the conclusions given here are drawn from the radically different views of missionaries, merchants, steamship agents, bankers and others. Generous allowance must be made for the prejudices of each class, but even then the forming of any conclusions is difficult. This is due largely to the fact that the Japanese a half-century ago were mediaeval in life and thought, and that the remarkable advances which they have made in material and intellectual affairs have been crowded into a little more than the life of two generations. The most common charge made against the Japanese as a race is that their standard of commercial morality is low as compared with that of the Chinese. The favorite instance, which is generally cited by those who do not like the Japanese, is that all the big banks in Japan employ Chinese shroffs or cashiers, who handle all the money, as Japanese cashiers cannot be trusted. This ancient fiction should have died a natural death, but it seems as though it bears a charmed life, although its untruth has been repeatedly exposed by the best authorities on Japan. The big foreign banks in all the large Japanese cities do employ Chinese shroffs, because these men are most expert in handling foreign money and because they usually have a large acquaintance all along the Chinese coast among the clients of the banks. The large J
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