regory, O., on self-taught working men
Griffiths, on pursuit of money
Grundy, Mrs., fear of
Guizot, on English Charities
Guy's Hospital

HALIFAX PENNY BANK
Happiness in old age
Health, pleasures of, 315; injuries
to. 316-7
Heriot's Hospital, 309
Herschel, his industry. 77
Hill, Rowland, and Savings
Banks, 149-50
Hogarth. 80
Home and civilization. 321; and
children. 322; ignorance
concerning, 323-4; reform,
340-1
Huddersfield Savings Bank, 154
Hull Anti-Mill Society, 102
Hume, H., and thrift, 68
Hume, J., on tone of living, 17
Hunter, J., and debt, 269
Hutton, Dr., 73

IDLENESS, wretchedness of, 6
Ignorance is power, 57-9
Improvidence, _see_ Thriftlessness
Inchbald, Mrs., on thrift, 65
Incomes of the working classes,
41-9
Independence of a good mechanic,
50
Individualism, 72-3
Industry, _see_ Labour

JOHNSON, S., on economy, 19;
on poverty, 20; on Savage,
272; his poverty, 282-3; on
debt, 283
Jonson, B., and poverty, 271

KEPLER, and poverty, 268
Knowledge, acquired by labour, 6

LABOUR, leads to wealth, 2; is
never lost, 3; a necessity and
pleasure, 4; St. Paul on, 6;
gives knowledge, 6; and progress,
7; of English workmen,
36; and thrift, 96, 184;
makes the man, 160
Laing, S., on good manners in
France, 368
Lamartine and debt, 267
Lancaster, J., and Sunday schools
Land and Building Societies
Leeds, Industrial Society
Permanent Building Society
Life assurance, advantages of
working of
at a penny a day
Life, uncertainty of
Lister, of Bradford
Little things, importance of
Living, art of
Loan Societies
Lough, the sculptor, sketch of his life
Luck, means good management
does not make men
Lytton, Lord, on money
on public charities

MACAULAY, on Pit
Macdonald, A.
Manchester, Bishop of, on agricultural labourers
Manchester Co-operative Bank
Unity of Odd Fellows
Marlborough, Duke of, his penuriousness
Marriage, responsibility of
makes economy a duty
imprudent
Masters, influence of
want of sympathy between men and
Means, living beyond
Mechanics' Institutes
Melville, Lord, and debt
Method, a masculine quality
value of
Middle class, co-operation among
Mill, J.S., on combination
on dollar-hunters
Miller, Hugh, on thrift
his industry
Milton, J., and poverty
Mirabeau, and debt
Misery, caused by greed and improvidence
of the man of nothing but money
Money, represents independence
mistake as to power