inary goes
quite through the Estate, or some Man of Sense comes into it, and scorns
to have an Estate in Partnership, that is to say, liable to the Demand
or Insult of any Man living. There is my Friend Sir ANDREW, tho' for
many Years a great and general Trader, was never the Defendant in a
Law-Suit, in all the Perplexity of Business, and the Iniquity of Mankind
at present: No one had any Colour for the least Complaint against his
Dealings with him. This is certainly as uncommon, and in its Proportion
as laudable in a Citizen, as it is in a General never to have suffered a
Disadvantage in Fight. How different from this Gentleman is _Jack
Truepenny,_ who has been an old Acquaintance of Sir ANDREW and my self
from Boys, but could never learn our Caution. _Jack_ has a whorish
unresisting Good-nature, which makes him incapable of having a Property
in any thing. His Fortune, his Reputation, his Time and his Capacity,
are at any Man's Service that comes first. When he was at School, he was
whipped thrice a Week for Faults he took upon him to excuse others;
since he came into the Business of the World, he has been arrested twice
or thrice a Year for Debts he had nothing to do with, but as a Surety
for others; and I remember when a Friend of his had suffered in the Vice
of the Town, all the Physick his Friend took was conveyed to him by
_Jack_, and inscribed, 'A Bolus or an Electuary for Mr. _Truepenny_.'
_Jack_ had a good Estate left him, which came to nothing; because he
believed all who pretended to Demands upon it. This Easiness and
Credulity destroy all the other Merit he has; and he has all his Life
been a Sacrifice to others, without ever receiving Thanks, or doing one
good Action.

I will end this Discourse with a Speech which I heard _Jack_ make to one
of his Creditors, (of whom he deserved gentler Usage) after lying a
whole Night in Custody at his Suit.

SIR,

'Your Ingratitude for the many Kindnesses I have done you, shall not
make me unthankful for the Good you have done me, in letting me see
there is such a Man as you in the World. I am obliged to you for the
Diffidence I shall have all the rest of my Life: _I shall hereafter
trust no Man so far as to be in his Debt_.'

R.

[Footnote 1: Ludgate was originally built in 1215, by the Barons who
entered London, destroyed houses of Jews and erected this gate with
their ruins. It was first used as a prison in 1373, being then a free
prison, but