lication, instead of going off to pout
in idleness. It turned out to be a difficult matter to elect them, but
it was accomplished at last. The most virulent sinner of this batch had
stayed out and allowed 'dues' to accumulate against him so long that he
had to send in six hundred and twenty-five dollars with his application.

The association had a good bank account now, and was very strong. There
was no longer an outsider. A by-law was added forbidding the reception
of any more cubs or apprentices for five years; after which time a
limited number would be taken, not by individuals, but by the
association, upon these terms: the applicant must not be less than
eighteen years old, and of respectable family and good character; he
must pass an examination as to education, pay a thousand dollars in
advance for the privilege of becoming an apprentice, and must remain
under the commands of the association until a great part of the
membership (more than half, I think) should be willing to sign his
application for a pilot's license.

All previously-articled apprentices were now taken away from their
masters and adopted by the association. The president and secretary
detailed them for service on one boat or another, as they chose, and
changed them from boat to boat according to certain rules. If a pilot
could show that he was in infirm health and needed assistance, one of
the cubs would be ordered to go with him.

The widow and orphan list grew, but so did the association's financial
resources. The association attended its own funerals in state, and paid
for them. When occasion demanded, it sent members down the river upon
searches for the bodies of brethren lost by steamboat accidents; a
search of this kind sometimes cost a thousand dollars.

The association procured a charter and went into the insurance business,
also. It not only insured the lives of its members, but took risks on
steamboats.

The organization seemed indestructible. It was the tightest monopoly in
the world. By the United States law, no man could become a pilot unless
two duly licensed pilots signed his application; and now there was
nobody outside of the association competent to sign. Consequently the
making of pilots was at an end. Every year some would die and others
become incapacitated by age and infirmity; there would be no new ones to
take their places. In time, the association could put wages up to any
figure it chose; and as long as it s