was it that had the dashing
presumption to do that? Alas, it came from a power behind the throne
that was greater than the throne itself. It was the underwriters!

It was no time to 'swap knives.' Every outsider had to take his trunk
ashore at once. Of course it was supposed that there was collusion
between the association and the underwriters, but this was not so. The
latter had come to comprehend the excellence of the 'report' system of
the association and the safety it secured, and so they had made their
decision among themselves and upon plain business principles.

There was weeping and wailing and gnashing of teeth in the camp of the
outsiders now. But no matter, there was but one course for them to
pursue, and they pursued it. They came forward in couples and groups,
and proffered their twelve dollars and asked for membership. They were
surprised to learn that several new by-laws had been long ago added. For
instance, the initiation fee had been raised to fifty dollars; that sum
must be tendered, and also ten per cent. of the wages which the
applicant had received each and every month since the founding of the
association. In many cases this amounted to three or four hundred
dollars. Still, the association would not entertain the application
until the money was present. Even then a single adverse vote killed the
application. Every member had to vote 'Yes' or 'No' in person and before
witnesses; so it took weeks to decide a candidacy, because many pilots
were so long absent on voyages. However, the repentant sinners scraped
their savings together, and one by one, by our tedious voting process,
they were added to the fold. A time came, at last, when only about ten
remained outside. They said they would starve before they would apply.
They remained idle a long while, because of course nobody could venture
to employ them.

By and by the association published the fact that upon a certain date
the wages would be raised to five hundred dollars per month. All the
branch associations had grown strong, now, and the Red River one had
advanced wages to seven hundred dollars a month. Reluctantly the ten
outsiders yielded, in view of these things, and made application. There
was another new by-law, by this time, which required them to pay dues
not only on all the wages they had received since the association was
born, but also on what they would have received if they had continued at
work up to the time of their app