ne or a thing of its spite,
Keep calm, and believe that all is just right.

"If you're blown up abroad or scolded at home,
Just make up your mind to let it all come:
If people revile you or pile on offence,
'Twill not make any odds a century hence.
For all the reviling that malice can fling,
A little philosophy softens the sting.

"Run never in debt, but pay as you go;
A man free from debt feels a heaven below;
He rests in a sunshine undimmed by a dun,
And ranks 'mid the favoured as A No. 1.
It needs a great effort the spirit to brace
'Gainst the terror that dwells in a creditor's face.

"And this one resolve you should cherish like gold,
--It has ever my life and endeavour controlled,--
If fortune assail, and worst comes to worst,
And business proves bad, its bubbles all burst,
Be resolved, if disaster your plans circumvent,
That you will, if you fail, owe no man a cent."

There was Bunsby's deep wisdom revealed in his tone,
Though its depth was hard to fathom I own;
"For how can I fail," I said to myself,
"If to pay all my debts I have enough pelf?"
Then I scratched my sinciput, battling for light,
But gave up the effort, supposing 'twas right;
And herein give out, as my earnest intent,
Whenever I fail to owe no man a cent.

VAIN REGRETS.

A seedy old beggar asked alms of me
As he sat 'neath the shade of a wayside tree.
He was beggared in purse and beggared in soul,
And his voice betrayed a pitiful dole,
As he sang a song, to a dismal pitch,
With the burden, "IF THINGS WAS ONLY SICH!"

"If things was only sich," said he,
"You should see what a wonderful man I'd be;
No beggar I, by the wayside thrown,
But I'd live in a palace and millions own,
And men would court me if I were rich--
As I'd be if things was only sich."

"If things was only sich," said he,
"I'd be lord of the land and lord of the sea;
I would have a throne and be a king,
And rule the roast with a mighty swing--
I'd make a place in Fame's bright niche;
I'd do it if things was only sich."

"If things was only sich," said he,
"Rare wines I'd quaff from the far countree,
I'd cloth myself in dazzling garb,
I'd mount the back of the costly barb,
And none should ask me wherefore or which--
Did it chance that things was only sich."

"If things was only sich," said he,
"I'd love the fairest and they'd love me;
Yon dame, w