the American department was
fitted up; and day after day, as some new product of American ingenuity
and taste was added to the list,--McCormick's reaper, Colt's revolver,
Powers's Greek Slave, Hobbs's unpickable lock, Hoe's wonderful printing
presses, and Bond's more wonderful spring governor,---it began to be
suspected that Brother Jonathan was not quite so much of a simpleton as
had been thought. He had contributed his full share, if not to the
splendor, at least to the utilities of the exhibition. In fact, the
leading journal at London, with a magnanimity which did it honor,
admitted that England had derived more real benefit from the
contributions of the United States than from those of any other
country."

As has been said, Mr. Peabody made the bulk of his colossal fortune in
the banking business. He had a firm faith in American securities, and
dealt in them largely, and with confidence. His business instinct was
remarkable, his judgment in mercantile and financial matters almost
infallible, and he made few mistakes. His course was now onward and
upward, and each year marked an increase of his wealth. His business
operations were conducted in pursuance of a rigid system which was never
relaxed. To the very close of his life he never abandoned the exact or
business-like manner in which he sought to make money. He gave away
millions with a generosity never excelled, yet he could be exacting to a
penny in the fulfillment of a contract.

In his youth he contracted habits of economy, and these he retained to
the last. Being unmarried, he did not subject himself to the expense of
a complete domestic establishment, but lived in chambers, and
entertained his friends at his club or at a coffee-house. His habits
were simple in every respect, and he was often seen making his dinner on
a mutton-chop at a table laden (at his cost) with the most sumptuous and
tempting viands. His personal expenses for ten years did not average
three thousand dollars per annum.

The conductor on an English railway once overcharged him a shilling for
fare. He promptly complained to the directors, and had the man
discharged. "Not," said he, "that I could not afford to pay the
shilling, but the man was cheating many travelers to whom the swindle
would be offensive."

Several years ago he chanced to ride in a hack in Salem, Massachusetts,
and upon reaching his destination tendered the driver his usual fee of
fifty cents.

"Here's your change,