and on rainy and stormy days. Your overcoat
will conceal it in the street, and at the office the older the clothes
the better. The pivotal points of a man are his hat, boots, and tie.
Have these perfectly correct, and the rest will take care of itself.

For winter buy a thick, useful cloth, such as Scotch homespun or rough
cheviot or tweed. Brown and gray mixtures are always fashionable and
wear well.

In summer a light-gray check or a blue cheviot or flannel are always
smart.

Thus making an old suit of the year before alternate with the new one,
you will find that eighty dollars will be sufficient to help you be a
well-groomed man.

A half dozen colored shirts for morning wear are necessary, with
attached cuffs but detached collars. Every now and then I would invest a
few dollars in shirts, and before you know it you will have a large
supply. As dress shirts grow old send them to be repaired at any of the
many places which you will find advertised, and use them for morning
shirts.

Six changes of underwear--merino or wool--and a dozen balbriggan or
woolen hose will be sufficient. Summer underwear is very cheap, and you
can get a light merino suit for one dollar. A four-dollar investment
will last several seasons. Good winter underwear is expensive, costing
four or five dollars a suit.

Pyjamas of Madras or pongee silk, very effective and pretty, can be had
for a dollar and a half to three dollars a suit. Four suits of
these--two for summer and two for winter--will last at least two years.

A man must have, besides his dancing pumps, a pair of patent-leather
walking boots and a pair of stout common boots for everyday wear. If you
can afford it, have two pair of boots made at the same time, or even
more. An investment of fifty dollars in boots, at say eight dollars a
pair, would be excellent. You can change daily, and they will last you
over a period of two or three or more years.

The afternoon suit is more or less a luxury. Unless you frequent
afternoon teas or make many afternoon calls, or act as an usher at
weddings in any city but New York, the frock coat is not, for the first
three or four years of your career, an absolute necessity. In New York,
however, where calls are only made in the afternoon, it must form a part
of your wardrobe.

A frock coat can be made for forty or fifty dollars; seventy-five to one
hundred dollars is charged by the most expensive tailors. When you order
it, see that it is no