Nature, in any Branch of Literature, History,
Topography, Genealogy, or the like, and in which he has had considerable
experience.

1. ALBERT TERRACE, NEW CROSS, HATCHAM, SURREY.

* * * * *

WESTERN LIFE ASSURANCE AND ANNUITY SOCIETY.

3. PARLIAMENT STREET, LONDON.

Founded A.D. 1842.

_Directors._

H. E. Bicknell, Esq. | T. Grissell, Esq.
T. S. Cocks, Jun. Esq., M.P. | J. Hunt, Esq.
G. H. Drew, Esq. | J. A. Lethbridge, Esq.
W. Evans, Esq. | E. Lucas, Esq.
W. Freeman, Esq. | J. Lys Seager, Esq.
F. Fuller, Esq. | J. B. White, Esq.
J. H. Goodhart, Esq. | J. Carter Wood, Esq.

_Trustees._--W. Whateley, Esq., Q.C.; George Drew, Esq., T. Grissell,
Esq.
_Physician._--William Rich. Basham, M.D.
_Bankers._--Messrs. Cocks, Biddulph, and Co., Charing Cross.

VALUABLE PRIVILEGE.

POLICIES effected in this Office do not become void through temporary
difficulty in paying a Premium, as permission is given upon application to
suspend the payment at interest, according to the conditions detailed in
the Prospectus.

Specimens of Rates of Premium for Assuring 100l., with a Share in
three-fourths of the Profits:--

Age L s. d. | Age L s. d.
17 1 14 4 | 32 2 10 8
22 1 18 8 | 37 2 18 6
27 2 4 5 | 42 3 8 2

ARTHUR SCRATCHLEY, M.A., F.R.A.S., Actuary.

Now ready, price 10s. 6d., Second Edition, with material additions,
INDUSTRIAL INVESTMENT and EMIGRATION: being a TREATISE ON BENEFIT BUILDING
SOCIETIES, and on the General Principles of Land Investment, exemplified in
the Cases of Freehold Land Societies, Building Companies, &c. With a
Mathematical Appendix on Compound Interest and Life Assurance. By ARTHUR
SCRATCHLEY, M.A., Actuary to the Western Life Assurance Society, 3.
Parliament Street, London.

* * * * *

BANK OF DEPOSIT.

No. 3. Pall Mall East, and 7. St. Martin's Place, Trafalgar Square, London.

_Established_ A.D. 1844.

INVESTMENT ACCOUNTS may be opened daily, with capital of any amount.

Interest payable in January and July.

PETER MORRISON,
Managing Director.

Prospectuses and Forms sent free on application.

* * * * *

BENNETT'S MODEL WATCH, as shown at the GREAT EXHIBITION. No. 1. Class X.,
in Gold and