of not looking ahead and because of
not making definite plans based on previous experience, come to the
contemplation of their bills on the first of each month with every
reason to confess that they have bought those things which they ought
not to have bought and have left unbought those things which they
ought to have bought.

But it is not only a matter of reaching a systematic instead of a
helter-skelter enjoyment of the offerings of the world. It is also a
matter of reaching, by study of money values, a mental habit of
economy. And it comes at a time when that habit is needed.

We are just beginning to realize in the United States that we cannot
spend all our annual earnings on living expenses and still have a
surplus for fresh capital for new industrial enterprises. We are on
the point of perceiving that we are cramping and stunting the future
industrial expansion of the country by our personal extravagance. We
shall soon really believe Mr. James J. Hill when he says that "every
dollar unprofitably spent is a crime against posterity."

When international industrial competition reaches its climax, that
nation will have an advantage whose people feel most keenly that the
wise expenditure of income is a patriotic as well as a personal duty.

But is this a matter for women alone? Do not men also consume? Are
there no vats in Milwaukee, no stills in Kentucky, no factories
wrapping paper rings around bunches of dead leaves at Tampa? Are there
no men's tailors, gents' furnishing shops, luncheons, clubs,
banquets, athletics, celebrations? And as for home expenditures
themselves, is the man simply to bring the plunder to the door, get
patted on the head, and trot off in search of more plunder? We must
doubt if economy will be reached by such a route. We find ourselves
agreeing rather with the home economics lecturer who said: "There
never yet was a family income really wisely expended without
cooeperation in all matters between husband and wife."

The Massachusetts legislature has passed a law looking toward the
teaching of thrift in the public schools. Boys and girls need it
equally. And we venture to surmise that in so far as the new art and
science of consumption is concerned with wise spending, the bulk of
its teachings ultimately will be enjoyed by both sexes. It will not
be, to any great extent, a specialized education for women.

So much for the "money sense in expenditure" which a full home
economics course a