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The thirty-seven-year-old widow was horrified (but not much surprised) to find that the insurance solicitor had allowed two of his own policies to lapse. The company was kind, but businesslike. The insurance amounted, in all, to about nine thousand dollars. Trust Hermie for never quite equalling that ten again. They offered her the agency left vacant by her husband, after her first two intelligent talks with them. "No," she said, "not here. I'm going back to Chicago to sell insurance. Everybody knows me there. My father was an old settler in Chicago. There'll be my friends, and their husbands, and their sons. Besides, the children will have advantages there. I'm going back to Chicago." She went. Horace and Bertha Winter had died five years before, within less than a year of each other. The old Rush Street house had been sold. The neighbourhood was falling into decay. The widow and her two children took a little flat on the south side. Widowed, one might with equanimity admit stress of circumstance. It was only when one had a husband that it was disgraceful to show him to the world as a bad provider. "I suppose we lived too well," Hannah said when her old friends expressed concern at her plight. "Hermie was too generous. But I don't mind working. It keeps me young." And so, truly, it did. She sold not only insurance but coal, a thing which rather shocked her south side friends. She took orders for tons of this and tons of that, making a neat commission thereby. She had a desk in the office of a big insurance company on Dearborn, near Monroe, and there you saw her every morning at ten in her neat sailor hat and her neat tailored suit. Four hours of work lay behind that ten o'clock appearance. The children were off to school a little after eight. But there was the ordering to do; cleaning; sewing; preserving, mending. A woman came in for a few hours every day but there was no room for a resident helper. At night there were a hundred tasks. She helped the boy and girl with their home lessons, as well, being naturally quick at mathematics. The boy Horace had early expressed the wish to be an engineer and Hannah contemplated sending him to the University of Wisconsin because she had heard that there the engineering courses were particularly fine. Not only that, she actually sent him. Marcia showed no special talent. She was quick, clever, pretty, and usually more deeply engaged in some school-girl love affair than
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