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dead L100 per annum taken out of the agriculturist's pocket. Then--labour, the great agricultural _crux_. If the occupier pays 3s. per week more to seven men, that adds more than another L50 per annum to his outgoings, to meet which you must somehow make your acres represent another L500. Turnpikes fall in, and the roads are repaired at the ratepayers' cost. Compulsory education--for it is compulsory in reality, since it compels voluntary schools to be built--comes next, and as generally the village committee mull matters, and have to add a wing, and rebuild, and so forth, till they get in debt, there grows up a rate which is a serious matter, not by itself, but added to other things. Just as in great factories they keep accounts in decimals because of the vast multitude of little expenses which are in the aggregate serious--each decimal is equivalent to a rusty nail or so--here on our farm threepence or fourpence in the pound added to threepence or sixpence ditto for voluntary Church-rate, puts an appreciable burden on the man's back. The tightness, however, does not end here; the belt is squeezed closer than this. No man had such long credit as the yeoman of yore (thirty years ago is 'of yore' in our century). Butcher and baker, grocer, tailor, draper, all gave him unlimited credit as to _time_. As a rule, they got paid in the end; for a farmer is a fixture, and does not have an address for his letters at one place and live in another. But modern trade manners are different. The trader is himself pressed. Competition galls his heel. He has to press upon his customers, and in place of bills sent in for payment once a year, and actual cash transfer in three, we have bills punctually every quarter, and due notice of county court if cheques are not sent at the half-year. So that the agriculturist wants more ready cash; and as his returns come but once a year, he does not quite see the fairness of having to swell other men's returns four times in the same period. Still a step further, and a few words will suffice to describe the increased cost of all the materials supplied by these tradesmen. Take coals, for instance. This is a fact so patent that it stares the world in the face. A farmer, too, nowadays has a natural desire to live as other people in his station of life do. He cannot reconcile himself to rafty bacon, cheese, radishes, turnip-tops, homespun cloth, smock frocks. He cannot see why his girls should milk the
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