f your heart, cork it with the cork of
clean conscience. Let it remain and you will quickly find ease and be
restored to your senses again.
These things can be had of the apothecary at the house of Understanding
next door to Reason, on Prudent street.
DOING BUSINESS WITH A BANK
In opening your account with a bank it is proper that you should first
be introduced to the cashier, or some other official. If you are engaged
in business, that officer will inquire as to your particular business or
calling, your address, etc., and unless he is already satisfied on this
point, he may make inquiries as to your business standing. This being
satisfactory, he will hand you a passbook, and some deposit tickets,
whereupon you make your first deposit, entering the amount on the
ticket. You will then be asked to write your signature in a book
provided for that purpose, or upon a card to be filed away for
reference.
The Signature.
This signature should be just as you intend to use it in all your
dealings with the bank. If, for instance, your name is John Henry Smith,
you may write it J. H. Smith, J. Henry Smith. John H. Smith or John
Henry Smith, but whatever form you adopt should be used all the time.
Once having adopted the form, it should be maintained in exactly that
way. The only excuse for variation from your usual signature is when
presenting checks or other paper made payable to you. In that case,
supposing you had adopted the form J. Henry Smith for your regular
signature, and the check is made payable to John H. Smith, you should
first write on the back of that check "John H. Smith," and immediately
under this you should place your regular signature.
Depositing Money.
When making a deposit, always use the deposit ticket provided by the
bank, filling it out yourself in ink. From this ticket, which is first
checked up by the receiving teller, the amount of your deposit is placed
to your credit. Do not ask the teller to fill our your deposit ticket.
No doubt he would be glad to accommodate you, but to do so would violate
a rule which protects both the bank and the depositor, Deposit tickets
are preserved by the bank, and often serve to correct mistakes.
How to Avoid Mistakes.
Consider for a moment the vast aggregate of bank transactions, and you
will see that perfect system on the part of the banks and bank officials
is required to insure accuracy and avoid mistakes. Sometimes the
requirements of the
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