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f your heart, cork it with the cork of clean conscience. Let it remain and you will quickly find ease and be restored to your senses again. These things can be had of the apothecary at the house of Understanding next door to Reason, on Prudent street. DOING BUSINESS WITH A BANK In opening your account with a bank it is proper that you should first be introduced to the cashier, or some other official. If you are engaged in business, that officer will inquire as to your particular business or calling, your address, etc., and unless he is already satisfied on this point, he may make inquiries as to your business standing. This being satisfactory, he will hand you a passbook, and some deposit tickets, whereupon you make your first deposit, entering the amount on the ticket. You will then be asked to write your signature in a book provided for that purpose, or upon a card to be filed away for reference. The Signature. This signature should be just as you intend to use it in all your dealings with the bank. If, for instance, your name is John Henry Smith, you may write it J. H. Smith, J. Henry Smith. John H. Smith or John Henry Smith, but whatever form you adopt should be used all the time. Once having adopted the form, it should be maintained in exactly that way. The only excuse for variation from your usual signature is when presenting checks or other paper made payable to you. In that case, supposing you had adopted the form J. Henry Smith for your regular signature, and the check is made payable to John H. Smith, you should first write on the back of that check "John H. Smith," and immediately under this you should place your regular signature. Depositing Money. When making a deposit, always use the deposit ticket provided by the bank, filling it out yourself in ink. From this ticket, which is first checked up by the receiving teller, the amount of your deposit is placed to your credit. Do not ask the teller to fill our your deposit ticket. No doubt he would be glad to accommodate you, but to do so would violate a rule which protects both the bank and the depositor, Deposit tickets are preserved by the bank, and often serve to correct mistakes. How to Avoid Mistakes. Consider for a moment the vast aggregate of bank transactions, and you will see that perfect system on the part of the banks and bank officials is required to insure accuracy and avoid mistakes. Sometimes the requirements of the
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