ys. I recovered the farm, held on to the bank
building, and charged the forgeries and shortages to Carson's account.
Shirley is possessed of the remainder, but it's not enough to do
what's required.

"This city needs a bank. The nation is recovering from the depression
and very soon business will be back to normal. The Wells National must
be restored to service and Shirley Wells, the man who started the
clean-up, must be connected with it. His service in cleaning out those
crooks was, and is, the big asset.

"Here in my office I have prepared a list of names of those who can,
and should, take stock in a bank. With Shirley here, we can canvass
this list for the needed subscriptions. Surely we can...."

"Just how much money will it take to revive a bank?" asked Davy
quietly.

"Forty or fifty thousand dollars will be required to complete the
subscriptions and show a small surplus and I think we can----"

"Why, Shirley will have that much, and more, in his upper vest pocket
when he arrives," and then Davy told his lengthy story to an eager
listener.

"I have known him for nearly two years," said Davy in concluding his
lengthy recital, "and in that time he worked hard--too hard. I
upbraided him for it. Now, knowing why he was so continuously busy,
working to restore his family name and credit in his home town, I
should have kept my mouth shut."

"Do you think he will consent to taking charge of the restored family
bank?" asked Townsend. "Will he apply the money to that end?"

"I'll see that he puts up the money. He says that half of it is mine,
but he may balk on taking charge. And that's our present job. I have a
friend in Springfield that's the greatest little banker the world ever
produced. I'll get him here, or send Welborn--I mean Shirley--to him
to learn the game."

"This has certainly been my lucky day," said Townsend as the party
broke up. "This morning the judge approved my settlement of the
long-standing Norris case, I received a letter containing a draft of
an outstanding debt, and now the important Wells bank receivership
settles itself. Let me know the minute Shirley arrives."

Davy's hours of impatience were interrupted on Saturday morning by a
telephone call from Chicago. The booth at the Grand Union afforded the
privacy needed.

"If you are in your own clothes...."

Davy's directive was interrupted by a hearty laugh, and a prompt
inquiry: "Am I under indictment?"

"Naw! You're not under anyt