emes which he had in hand, any one
of which might turn up a fortune, all languished, and each needed just
a little more, money to save that which had been invested. He hadn't
a piece of real estate that was not covered with mortgages, even to the
wild tract which Philip was experimenting on, and which had, no
marketable value above the incumbrance on it.

He had come home that day early, unusually dejected.

"I am afraid," he said to his wife, "that we shall have to give up our
house. I don't care for myself, but for thee and the children."

"That will be the least of misfortunes," said Mrs. Bolton, cheerfully,
"if thee can clear thyself from debt and anxiety, which is wearing thee
out, we can live any where. Thee knows we were never happier than when
we were in a much humbler home."

"The truth is, Margaret, that affair of Bigler and Small's has come on me
just when I couldn't stand another ounce. They have made another failure
of it. I might have known they would; and the sharpers, or fools, I
don't know which, have contrived to involve me for three times as much as
the first obligation. The security is in my hands, but it is good for
nothing to me. I have not the money to do anything with the contract."

Ruth heard this dismal news without great surprise. She had long felt
that they were living on a volcano, that might go in to active operation
at any hour. Inheriting from her father an active brain and the courage
to undertake new things, she had little of his sanguine temperament which
blinds one to difficulties and possible failures. She had little
confidence in the many schemes which had been about to lift her father
out of all his embarrassments and into great wealth, ever since she was
a child; as she grew older, she rather wondered that they were as
prosperous as they seemed to be, and that they did not all go to smash
amid so many brilliant projects. She was nothing but a woman, and did
not know how much of the business prosperity of the world is only a,
bubble of credit and speculation, one scheme helping to float another
which is no better than it, and the whole liable to come to naught and
confusion as soon as the busy brain that conceived them ceases its power
to devise, or when some accident produces a sudden panic.

"Perhaps, I shall be the stay of the family, yet," said Ruth, with an
approach to gaiety; "When we move into a little house in town, will thee
let me put a little sign on the