hings it turns to account. It gives a brightness
and grace to the home, and invests Nature with new charms. Through it,
we enjoy the rich man's parks and woods, as if they were our own. We
inhale the common air, and bask under the universal sunshine. We glory
in the grass, the passing clouds, and the flowers. We love the common
earth, and hear joyful voices through all Nature. It extends to every
kind of social intercourse. It engenders cheerful goodwill and loving
sincerity. By its help we make others happy, and ourselves blest. We
elevate our being and ennoble our lot. We rise above the grovelling
creatures of earth, and aspire to the Infinite. And thus we link time to
eternity; where the true Art of Living has its final consummation.

INDEX.

ABERDARE, Lord, on loss by strikes
Advancement of self is advancement of society
Aiton, Dr., an example of thrift
Akroyd, Edward, founds Provident Society and Penny Savings Bank
and his workpeople
and Penny Banks
Ambition, use of
Amusement, meaning and use of
Arithmetic, necessary for domestic economy
Ashburton, Lord, on home economy
Ashworth, Messrs., and their workpeople
Author's mother, an example of thrift
Avarice, differs from economy

BACON, on limits of economy
his improvidence
Bargain-buying, bad economy of
Baxendale, Joseph
on punctuality
and Pickford and Co.
and railways
his maxims
Bewick, the engraver
Bilston Savings Bank
Brassey. T., on English work-men
Brewster, D., on education
Briggs and Son, and co-operation
Bright, John, on the wages of the working classes
Brutus, and usury
Buchan, Earl of, an example of thrift
Building Societies
at Birmingham
at Leeds
at Padiham
at Burnley
Burnley, Building Society at
Burns, and debt
Byron, and debt

CAMPBELL, Dr., the missionary
Canova, humble origin of
Capital, the result of industry and thrift
advantage of, to workmen employed
Carlyle, T., on manufacturers
his letter to Whitworth
on public charities
Carrington, Lord, and Pitt
Cato, the elder, and usury
Chadwick, Edwin, sketch of his life
his Sanitary Idea
and Poor Law Inquiry
and the Sanitary Movement
and General Board of Health
on thriftlessness
Chantrey, F.
Charities, public
Christianity, its establishment
Civilization, and thrift
slow progress of
and healthy homes
Class, exclusiveness of
Cleanliness, must be taught
Cobbett, W., on Savings Banks
Cobden, R., on self-help
Cold, the