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Hill, near Halifax, he has built numerous excellent cottages for his workmen, and encouraged them to build their own houses by investing their spare earnings in building clubs. He has established co-operative clubs, to enable the men to purchase food and clothing at cost price. He has built excellent schools at his own expense, and provided them with a paid staff of teachers. He has built and endowed the very fine church of "All Souls" (Sir Gilbert Scott, architect), to which a large district, inclusive of the works, has been assigned. He has provided for his workpeople, both at Haley Hill and Copley, a Literary and Scientific Society, a Mutual Improvement Society, a Working Men's Library (to which he has presented more than five thousand books), a Working Men's Club and Newsroom, a Choral Society, supplied with an excellent library of music; a Recreation Club, provided with a bowling green; and a cricket ground, with quoits, and gymnastic apparatus, Mr. Akroyd has also allotted a large field to his workmen, dividing it into small gardens varying from a hundred to two hundred and forty square yards each. The small rent charged for each plot is distributed in prizes given at an annual flower-show held in his grounds, for the best growers of flowers, plants, and vegetables. Hence the Haley Hill Horticultural and Floral Society, one of the most thriving institutions of the kind in the neighbourhood. In short, Mr. Akroyd has done everything that a wise and conscientious master could have done, for the purpose of promoting the moral and spiritual welfare of the four thousand persons employed in his manufactories, who have been virtually committed to his charge. But although Mr. Akroyd has done so much as a master for the men and women employed by him, he has perhaps done still more as a public benefactor by establishing the Yorkshire Penny Bank for Savings. As early as the year 1852, Mr. Akroyd instituted a Savings Bank to enable his workpeople to deposit sums of from one penny upwards. The system was found to work so well, and to have such a beneficial effect in making people provident, that he conceived the idea of extending its operations throughout the West Riding of Yorkshire. Having obtained the co-operation of several influential gentlemen, the scheme was started in 1856, and an Act of Parliament was obtained for constituting the Yorkshire Penny Savings Bank as it now exists. Mr. Akroyd has recently furnished an In
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