CHAPTER VI

METHODS OF FORGERS, CHECK AND DRAFT RAISERS

Professional Forgers and Their Methods--Using Engravers and
Lithographers--Their Knowledge of Chemicals--Patching Perforated
Paper--Difficult Matter to Detect Alterations and Forgeries--Selecting
Men for the Work--The Middle Man, Presenter, and Shadow--Methods for
Detecting Forgery--Detailed Explanation of How Forgers
Work--Altering and Raising Checks and Drafts--A Favorite Trick of
Forgers--Opening a Bank Account for a Blind--Private Marks on
Checks no Safeguard--How a Genuine Signature Is Secured--Bankers Can
Protect Themselves--A Forger the Most Dangerous Criminal--Bankers
Should Scrutinize Signatures--Sending Photograph with Letter of
Advice--How to Secure Protection Against Forgers--Manner in Which
Many Banks Have Been Swindled--Points About Raising Checks and
Drafts That Should Be Carefully Noted

CHAPTER VII

THE HANDWRITING EXPERT

No Law Regulating Experience and Skill Necessary to Constitute an
Expert--Expert Held Competent to Testify in Court--Bank Officials
and Employees Favored--An Expert On Signatures--Methods Experts
Employ to Identify the Work of the Pen--Where and When an Expert's
Services Are Needed--Large Field and Growing Demand for
Experts--Qualifications of a Handwriting Expert--How the Work is
Done--A Good Expert Continously Employed--The Expert and the
Charlatan--Qualifying as An Expert--A System Which Produces
Results--Principal Tests Applied by Handwriting Experts to
Determine Genuineness--Identification of Individual by His
Handwriting--How to Tell Kind of Ink and Process Used to Forge a
Writing--Rules Followed by Experts in Determining Cases--The Testimony
of a Handwriting Expert--Explaining Methods Employed to Detect
Forged Handwriting--The Courts and Experts--What an Expert May
Testify to--Trapping a Witness--Proving Handwriting by Experts--General
Laws Regulating Experts--The Basework of a HandwritingExpert--Important
Facts an Expert Begins Examination With--A Few Words of Advice and
Suggestion About "Pen Scope"--Detection of Forgery Easy--Rules
Herewith Suggested Should Be Observed--Expert Witnesses, Courts, and
Jurors

CHAPTER VIII

HOW TO DETECT FORGED HANDWRITING

Frequency of Litigation Arising over Disputed Handwriting--Forged and
Fictitious Claims Against the Estates of Deceased People--Forgery
Certain to Be Detected When Subjected to Skilled Expert Examination--A
Forger's Tracks Cannot Be Successfully C