oney can do
everything, that the getting of money is the only satisfactory purpose
of life."

"You must not forget the miser of the small village or the considerable
number of city people who do not make business and money-making the
chief object of their lives."

"Of course in justice I must remember what you say, for it is true. But
you wanted my vivid impression and I give it to you as the feeling that
in the city money seems all-powerful. With it you are able to get
everything, to do everything. You can command other men and they obey
you. You can reach over the ocean and draw luxuries of every kind to you
for your pleasure and your comfort. Wherever you go you are invited to
spend money. At least it is suggested to you how much you could have to
satisfy your wildest dreams, had you only the necessary bank account.

"On the other hand, without money you are like a lost soul in the midst
of Paradise. With a little money your life must be spent in miserable
tenements, in a dirty, noisy, unsanitary quarter of the city. Your
children, perchance, must become familiar with the neighboring
prostitute. Disease dogs your steps. Pleasures are few. More income
means not merely renting a better tenement, but also changing to a safer
and more pleasant neighborhood. And always facing you at every turn,
from every show window, even from the posters on the bill boards, are
suggestions of what money could do for you if only you had it."

"I see your point, but not for many years have I felt the truth of what
you say. I imagine I felt strongly the power of money when I first came
to the city. Of late I have taken the matter for granted and thought
little of it. Yet you must admit that money is power."

"Of course, but not to the degree the city deludes one into thinking.
Even in the city there is much money cannot do. In the smaller places,
especially in the country, one is impressed with the limitations of
money. In normal ways it is not possible to spend great sums of money in
the country. You do not find methods of getting rid of your money
attracting your attention at every turn. If great wealth is spent, a
plan must be worked out and some new enterprise undertaken--for example,
a magnificent residence or a fancy farm. In the city no forethought is
required to spend great wealth. The opportunity is ever at one's elbow.
The difficulty is not to accept the importunate invitations."

"I assume you blame the cities for the wide