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. bonds. You don't want to sell those, Van. You see, the homestead is already mortgaged. And, besides, you know, too, that the banks are asking an awful big per cent. for mortgages on real estate; it's seven and a half nowadays. Don't sell your bonds. I'll tell you why: U.S. bonds are always good; they never depreciate, but it's different with realty, especially in this city just now. It's been depreciating ever since your father's time, and it's going to go right on depreciating. If you want to sell anything, sell your realty before it gets any lower. Now you don't want to sell your home, do you? You don't like that idea. You've lived there so long, and then what would you do with the furniture; besides, the rent of that," he glanced again at his notes, "is bringing you in a good hundred and twenty-five a month. If you've got to sell at all, why not sell your Mission block?" "All right," said Vandover, as if wearied by Geary's clamour, "I'll sign it over to him." "No, that's not the idea at all," Geary insisted. "He wants the ready money; he don't want depreciated real estate. You'll have to find a purchaser in the next week if you possibly can in such a short time, and make over the money to Wade. But if you can't sell in that time you will have to dig up ten thousand instead of eight. It's a hard position for you, Van; it's just a chance, you know, but I thought I would give you the benefit of that chance. If you want to give me a power of attorney I'll try and sell it for you." "I guess Brunt would do that," replied Vandover. "Yes," retorted Geary, watchful as a lynx, "but they would charge you a big commission. Of course _I_ wouldn't think of asking you anything more than the actual costs. I am afraid that they would try to sell it at auction, too, if they knew you had to realize on it in so short a time, and it would go for a mere song then; you know how it is." "I thought," inquired Vandover, "that you wanted that property." "Yes," replied Geary, hesitating, "I--I did want to buy it of you once; well, for that matter I do now. But you know how it is with me." "I might as well sell it to you as to any one else," returned Vandover. "Well, now, it's like this, Van," said Geary. "I know that block is worth nine thousand dollars; I won't deceive you. But I can only give you eight thousand for it. That's all the money I've got. But I'm not going to take advantage of your position to jew you down. I want
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