s eyes with a suggestion of unpleasant humility.

"I wish," flashed through Starratt's mind, "that I had asked for ten
dollars."

* * * * *

As Fred Starratt came down the steps leading from the California
Market with a bottle of oyster cocktails held gingerly before him he
never remembered when he had been less in the mood for guests. A
passing friend invited him to drop down for a drink at Collins &
Wheeland's, but the state of his finances urged a speedy flight home
instead. At this hour the California Street cars were crowded, but he
managed to squeeze into a place on the running board. He always
enjoyed the glide of this old-fashioned cable car up the stone-paved
slope of Nob Hill, and even the discomfort of a huddled foothold was
more than discounted by the ability to catch backward glimpses of city
and bay falling away in the slanting gold of an early spring twilight
like some enchanted and fabulous capital.

At Hyde Street he changed cars, continuing his homeward flight in the
direction of Russian Hill. He prided himself on the fact that he still
clung to one of the old quarters of the town, scorning the outlying
districts with all the disdain of a San Franciscan born and bred of
pioneer stock. He liked to be within easy walking distance of work,
and only a trifle over fifteen minutes from the shops and cafes and
theaters. And his present quarters in a comparatively new apartment
house just below the topmost height of Green Street answered these
wishes in every particular.

On the Hyde Street car he found a seat, and, without the distraction
of maintaining his foothold or the diversion of an unfolding panorama,
his thoughts turned naturally on his immediate problems. The five
dollars had gone a ridiculously small way. Four oyster cocktails came
to a dollar and a quarter, and he had to have at least six cigars at
twenty-five cents apiece. This left him somewhat short of the maid's
wage of three dollars for cooking and serving dinner and washing up
the dishes. If Helen had engaged Mrs. Finn, everything would be all
right. She knew them and she would wait. Still, he didn't like putting
anybody off--he was neither quite too poor nor quite too affluent to
be nonchalant in his postponement of obligations.

When he arrived home he found that Helen had been having her troubles,
too. Mrs. Finn had disappointed her and sent a frowsy female, who
exuded vile whisky and the unpleasant od