panies with fire-proof vaults in
Corea, so the Corean capitalist is forced to devise a method, and has
hit upon a very novel one. He lends out the money early in the spring at
50 per cent. or 60 per cent. per year, all loans to be repaid in full
with interest late in the autumn. The money, therefore, comes back about
the beginning of winter. The Corean digs a big hole in his yard the
first freezing night and spreads out a layer of cash on the bottom. On
top of this he throws some earth and wets it thoroughly. As soon as this
is frozen hard, he spreads out another layer of cash and covers it with
wet earth; this freezes in turn and another layer of cash is put away.
When he gets through the whole is wet again and it naturally freezes
solid. Thus each Corean capitalist has his own security vault, and the
winter is such that there is no danger of any one trying to dig up the
money until warm weather in the spring.

W. J. MCGARVEY.--Continental and Confederate bills have little
value, owing to the enormous quantity still in existence. A
collection of these would be of at least as much interest as a
collection of stamps, and the expense would not be very great.

H. H. LUTHER.--The Columbian half-dollar is in regular circulation
at face value. There is little prospect of its increasing in
value.

F. S. B.--The dealers sell the 1830 half-dollar for 75c.

R. STARKE.--Ten-cent stamp albums are not recommended to even a
beginner. A very good album can be bought for $1.

S. A. DYAR.--The coin described is Spanish, and is worth about
12c., face value. Dealers quote one-dollar gold pieces at $1.50,
quarter eagles at $3, 1828-32 half-cent 15c., 1858 copper cents
5c.

PHILATUS.

[Illustration]

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Copyright 1895, The Procter & Gamble Co.

[Illustration: RICHARDSON & DE LONG BROS. ad]

[Illustration]

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