1. Land: Twenty acres of land are sold to each colonist. The price of
unimproved land at this date, 1904, is $100.00 per acre. This price,
however, is liable to be increased at any time.[73]

2. Buildings: Houses, barns and other buildings are constructed by the
colonists. Materials are furnished in quantities by the Army according
to the size of the colonist's family, somewhat after the following
schedule. For a family with one or two small children, a two-room
house, about 14x24 outside measurement, for which we appropriate not
over $125.00. This is to include a small barn or shed for horses, cows,
etc. For a family with three or four small children, a three-room house
about 18x24, costing with barn, etc., not over $175.00. For a larger
family, perhaps a four or five-room house, limiting the appropriation
for the same to $225.00. Colonists can suit themselves as to the style
of the house, but must satisfy the manager that it can be erected within
the limits of the appropriation named. The colonist can add to the size
of the house as he gets on his financial feet.

3. Terms: On land breaking and other permanent land improvements, the
colonists are given 20 years' time. The principal and interest are
payable in installments each year.

4. Outfit: To colonists unable to purchase them, the Army furnishes the
necessary implements and stock, consisting of the following: Team of
horses, cow, hogs, chicken, seed, etc., secured by chattel mortgage. The
interest on outfit and loans is fixed at 6 per cent. It is expected that
the principal and interest will be repaid in installments each year. All
outfits and loans are to be repaid within five years.[74]

We have briefly outlined the most prominent features of the Farm
Colonies, but the final questions now arise, is the movement sound; what
does it signify, and what development does the future hold for it? For
one thing we must not be led astray by the statements of the Army. The
continued existence of the colonies, in the face of great difficulties,
through the term of eight or nine years they have been carried on, is
not in itself an argument for the soundness of the movement. From ocean
to ocean and throughout the world, the Army has advertised its success
in colonizing enterprises, and hence it had a set purpose in maintaining
and continuing its colonies, even though they should be failures from
our point of view, and even though they should not fulfil the purpose
origi