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classes constitute a grave peril to society, unless they are remedied in time. It seems, so far as we can forecast the future, that it is only by all classes taking pains to ascertain their respective duties and functions in sustaining and promoting the well-being of the community, and making serious efforts to perform them, that the society of the next few generations can be saved from constant convulsions. As intelligence expands, and a sense of the importance of social co-operation becomes diffused, it is almost certain that the existence of a merely idle and self-indulgent class will no longer be tolerated. Hence, it is as much to the interests of the wealthier classes themselves as of society at large, that their children should be educated with a full sense of their social responsibilities, and equipped with all the moral and intellectual aptitudes which are requisite to enable them to take a lead in the development of the community of which they are members. And here, perhaps, I may take occasion to draw attention to the importance of the acquisition of political knowledge by all citizens of the state, and especially by those who belong to the leisured classes. It is a plain duty to society, that men should not exercise political power, unless they have some knowledge of the questions at issue. The amount of this knowledge may vary almost infinitely, from that of the veteran statesman to that of the newly enfranchised elector, but it is within the power of every one, who can observe and reason, to acquire some knowledge of at least the questions which affect his own employment and the welfare of his own family and neighbourhood, and, unless he will take thus much pains, he might surely have the modesty to forego his vote. To record a vote simply to please some one else is only one degree baser than to barter it for money or money's worth, and indeed it is often only an indirect mode of doing the same thing. There is a large class of cases, primarily affecting individuals rather than society at large, which, if we look a little below the surface and trace their results, are of a much more pernicious character than is usually recognised, and, as ethical knowledge increases, ought to incur far more severe reprobation than they now do. Foremost amongst these is what I may call the current morality of debts. A man incurs a debt with a tradesman which he has no intention or no reasonable prospect of paying, knowing
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