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and will go a mile round to avoid meeting an acquaintance. Those that knew him in his prosperity need never trouble themselves to look the other way. He is a thousand times more anxious that they should not see him than they can be; and as to their assistance, there is nothing he dreads more than the offer of it. All he wants is to be forgotten; and in this respect he is generally fortunate enough to get what he wants. One becomes used to being hard up, as one becomes used to everything else, by the help of that wonderful old homeopathic doctor, Time. You can tell at a glance the difference between the old hand and the novice; between the case-hardened man who has been used to shift and struggle for years and the poor devil of a beginner striving to hide his misery, and in a constant agony of fear lest he should be found out. Nothing shows this difference more clearly than the way in which each will pawn his watch. As the poet says somewhere: "True ease in pawning comes from art, not chance." The one goes into his "uncle's" with as much composure as he would into his tailor's--very likely with more. The assistant is even civil and attends to him at once, to the great indignation of the lady in the next box, who, however, sarcastically observes that she don't mind being kept waiting "if it is a regular customer." Why, from the pleasant and businesslike manner in which the transaction is carried out, it might be a large purchase in the three per cents. Yet what a piece of work a man makes of his first "pop." A boy popping his first question is confidence itself compared with him. He hangs about outside the shop until he has succeeded in attracting the attention of all the loafers in the neighborhood and has aroused strong suspicions in the mind of the policeman on the beat. At last, after a careful examination of the contents of the windows, made for the purpose of impressing the bystanders with the notion that he is going in to purchase a diamond bracelet or some such trifle, he enters, trying to do so with a careless swagger, and giving himself really the air of a member of the swell mob. When inside he speaks in so low a voice as to be perfectly inaudible, and has to say it all over again. When, in the course of his rambling conversation about a "friend" of his, the word "lend" is reached, he is promptly told to go up the court on the right and take the first door round the corner. He comes out of the shop with a face
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