e arose from the boat and stepped back upon the deck. The
girl found no later refuge and was one of those who went down with the
ship. She was twenty-five years old and was beloved by all who knew her.

Mrs. Brown thereafter showed the spirit which had made her also
volunteer to leave the boat. There were only three men in the boat
and but one of them rowed. Mrs. Brown, who was raised on the water,
immediately picked up one of the heavy sweeps and began to pull.

In the boat which carried Mrs. Cornell and Mrs. Appleton there were
places for seventeen more than were carried. This too was undermanned
and the two women at once took their places at the oars.

The Countess of Rothes was pulling at the oars of her boat, likewise
undermanned because the crew preferred to stay behind.

Miss Bentham, of Rochester, showed splendid courage. She happened to be
in a life-boat which was very much crowded--so much so that one sailor
had to sit with his feet dangling in the icy cold water, and as time
went on the sufferings of the man from the cold were apparent. Miss
Bentham arose from her place and had the man turn around while she took
her place with her feet in the water.

Scarcely any of the life-boats were properly manned. Two, filled with
women and children, capsized immediately, while the collapsible boats
were only temporarily useful. They soon filled with water. In one boat
eighteen or twenty persons sat in water above their knees for six hours.

{illust. caption =

In the darkness and confusion, punctuated by screams, sobs and curses,
the boats were lowered after being filled with women, children and a
few men. The sketch, drawn from description of eye-witnesses, shows the
lofty side of the stricken vessel and the laden boats descending.

THE LIFE-BOATS BEING LOWERED}

{illust. caption = Copyright by Underwood & Underwood, N. Y.

{illust. caption = Copyright by Underwood & Underwood, N. Y. LIFE-BOATS,
AS SEEN FROM THE CARPATHIA

Photographs taken from the rescue ship as she reached the first boats
carrying the Titanic's sufferers.}

heard it, but have forgotten it. But I saw an order for five pounds
which this man gave to each of the crew of his boat after they got
aboard the Carpathia. It was on a piece of ordinary paper addressed to
the Coutts Bank of England.

"We called that boat the 'money boat.' It was lowered from the
starboard side and was one of the first off. Our orders were to load the
lif