method of doing business---An
example for young men--His business habits--He leaves nothing unfinished
over Sunday--Avoids speculation--His views upon the subject--Introduces
double entry in book-keeping into Boston--His liberality to his
debtors--Does not allow his business to master him--Property gained by
some kinds of sacrifices not worth having--Forms a partnership with his
brother Abbott--Business of the firm--They engage in manufactures--Safe
business principles--A noble letter--Political opinions--His
charities--Statement of his donations--Requests that no public
acknowledgment of his gifts be made--Character as a merchant and a
man--Advice to his son--His religious character--Loss of his health--His
patience and resignation--The model American merchant.

CHAPTER V.

ANDREW V. STOUT.

Early struggles--Acquires an education--Undertakes the support of his
family--The boy teacher--Hard work--Is made instructor of Latin--A
trying position--How he conquered his difficulties--Is made principal of
a public school--His first business ventures--Engages in the building of
houses--His platform of integrity--His success--A great mistake--He
indorses a note--The consequence of a false step--Liberal action of the
bank--Mr. Stout resolves to accept no accommodation--Pays the notes, and
loses twenty-three thousand dollars--Establishes himself as a wholesale
boot and shoe dealer--Enters the dry goods trade--Close attention to
business--His system and its success--Organization of the Shoe and
Leather Bank of New York--Mr. Stout is made Vice President, and
subsequently President--Character as a citizen--Is made City
Chamberlain--Generosity to the police force--Interest in church
affairs--Kindness to the poor--Encouragement which his career affords
others.

CHAPTER VI.

JONAS CHICKERING.

The largest building in the United States--The Chickering piano
factory--Birth of Jonas Chickering--Early love of music--Is apprenticed
to a cabinet-maker--Is employed to repair a piano--Succeeds in the
undertaking--Consequence of this success--Becomes a piano-maker--Removes
to Boston--Is employed as a journeyman--The labor of his life--His
patience and skill--Is known as the best workman in the
establishment--History of the piano--Chickering's first discovery--His
hope of success based on intelligence--Becomes a master of the theory of
sound--His studies and their result--Makes an improvement in the framing
of pianos--Invents the cir