sets, and groups belonging to the
social solar system whizzed, revolved, rotated, with edifying effects
on everybody concerned, unconcerned, and not at all concerned; and at
intervals, when for a moment or two something hung fire, the twinkle of
similar spectacles sputtering away in distant cities beyond the
horizon was faintly reflected in the social sky above the incandescent
metropolis. For the whole nation was footing it, heel and toe, to the
echoes of strains borne on the winds from the social capital of the
republic; and the social arbiter at Bird Centre was more of a facsimile
of his New York confrere than that confrere could ever dream of even in
the most realistic of nightmares.

Three phenomena particularly characterised that metropolitan winter:
the reckless rage for private gambling through the mediums of bridge
and roulette; the incorporation of a company known as The Inter-County
Electric Company, capitalised at a figure calculated to disturb nobody,
and, so far, without any avowed specific policy other than that which
served to decorate a portion of its charter which otherwise might have
remained ornately and comparatively blank; the third phenomenon was the
retirement from active affairs of Stanley S. Quarrier, the father of
Howard Quarrier, and the election of the son to the presidency of the
great Algonquin Loan and Trust Company, with its network system of
dependent, subsidiary, and allied corporations.

The day that the newspapers gave this interesting information to the
Western world, Leroy Mortimer, on being bluntly notified that he
had overdrawn his account with the Algonquin Loan and Trust, began
telephoning in every direction until he located Beverly Plank at the
Saddle Club--an organisation of wealthy men, and sufficiently exclusive
not to compromise Plank's possible chances for something better; in
fact, the Saddle Club, into which Leroy Mortimer had already managed to
pilot him, was one riser and tread upward on the stair he was climbing,
though it was more of a lobby for other clubs than a club in itself. To
be seen there was, perhaps, rather to a man's advantage, if he did not
loaf there in the evenings or use it too frequently. As Plank carefully
avoided doing either, Mortimer was fortunate in finding him there; and
he crawled out of his hansom, saying that the desk clerk would pay, and
entered the reading-room, where Plank sat writing a letter.

Beverly Plank had grown stouter since he