recognize that the very illustration he gives would
result in greater oppression.

When one entrusts his money to a broker for investment he does not
come in contact with those who earn the interest. It may pass through
a number of agents and the source from which the interest is drawn is
not regarded. When one entrusts his money to the "Security Co." in
their great building, surrounded by all appearances of unlimited
wealth, it is not realized that the interest returned is wrung from
the poor. Money does not lie in the vaults. It is loaned to others who
as agents do collect or gather from the poor. A loan is made to a
milling company and the interest is gathered from all who buy their
flour. A loan is made to a landlord and he collects the usury from his
tenants. A loan is made to a street car company and increase is
collected from the employes and from every rider. A loan is made to a
merchant and he collects from his customers.

It is easy to see who pay the interest when we make a common
pawnbroker our agent and see in his dingy rooms the evident distress
and needs of his callers. Many shrink from his oppressions who are
deceived by the splendid surroundings of the "Security Co." But the
interest is exacted from the same class as truly by one as by the
other.

Usury oppresses the poor by raising the price of all that he consumes.
Without being consulted and without the power of resistance he must
pay tribute to property for the very necessities of life.

He lives in a rented house. The owner has placed a mortgage on this
house and the tenant must pay the interest and more in his rental or
be ejected. The bread he must have is from wheat raised on mortgaged
land and the interest must be met in the price of wheat. The mill is
mortgaged in which it is ground and the interest must be paid in the
increased price of flour. The railroad is bonded and the interest on
the bonds must be paid in the price of its transportation, and the
merchant has a loan to enable him to do business and the interest on
this loan must be met in the increase of the profits on flour and all
other goods he handles. By usury a tribute is levied on his bread from
the wheat in the field until it reaches his tables.

In the same way he pays interest in the price of his meat, which is
raised on a mortgaged farm, transported over a bonded railroad,
dressed in a mortgaged abattoir and sold by a dealer doing business
on borrowed capital.

The sam