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friend; and this friend he thought he had found in Herr Carovius.
"Ah, two people such as you and I will not insist upon unnecessary
formalities," said Herr Carovius. "All that I need is your face, and
your signature to a piece of paper. We will deduct ten per cent at the
very outset, so that my expenses may be covered, for money is dear at
present. I will give you real estate bonds; they are selling to-day at
eighty-five, unfortunately. The Exchange is a trifle spotty, but a
little loss like that won't mean anything to you."
For the ten thousand marks that he owed, Eberhard received seven
thousand, six hundred and fifty, cash. In less than a year he was again
in need of money, and asked Herr Carovius for twenty thousand. Herr
Carovius said he did not have that much ready money, and that he would
have to approach a lender.
Eberhard replied sulkily that he could do about that as he saw fit, but
he must not mention his name to a third party. A few days later Herr
Carovius told a tale, of hair-splitting negotiations: there was a
middleman who demanded immodest guarantees, including certified notes.
He swore that he knew nothing about that kind of business, and that he
had undertaken to supply the needed loan only because of his excessive
affection for his young friend.
Eberhard was unmoved. The eel-like mobility of the man with the
squeaking voice did not please him; not at all; as a matter of fact he
began to dread him; and this dread increased in intensity and
fearfulness in proportion to the degree in which he felt he was becoming
more and more entangled in his net.
The twenty thousand marks were procured at an interest of thirty-five
per cent. At first Eberhard refused to sign the note. He would not touch
it until Herr Carovius had assured him that it was not to be converted
into currency, that it could be redeemed with new loans at any time, and
that it would lie in his strong-box as peacefully as the bones of the
Auffenberg ancestors rested in their vaults. Eberhard, tired of this
flood of words, yielded.
Every time he signed his name he had a feeling that the danger into
which he was walking was becoming greater. But he was too lazy to defend
himself; he was too aristocratic to interest himself in petty
explanations; and he was simply not capable of living on a small income.
The endorsed notes were presented as a matter of warning; new loans
settled them; new loans made new notes necessary
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