sce. Co.

* * *

"Thorny Bank."

Dear Sir,--I am directed to inform you that, unless the premium for
effecting a fresh insurance in this office is forwarded within a week,
proceedings will be taken to enforce the forfeiture of your lease
without any further notice whatever.

Yours faithfully,

D. SMITH, etc., etc.

H. JONES, Esq.

* * *

"Thorny Bank."

Dear Sir,--Being desirous of effecting an insurance of these premises
against fire, I should be obliged if you would kindly give instructions
for a policy to be issued at once. I enclose postal order for fifteen
shillings. The policy when issued should be forwarded to me.

Yours faithfully,

The Secy., HY. JONES.

The Vesuvius Insce. Co.

* * *

Policy No. 3,262,854.

Dear Sir,--I regret that owing to my absence in Scotland the safe
receipt of this policy was not sooner acknowledged. But I still more
regret to have to inform you that the insured premises were totally
destroyed by fire at a late hour last night, the cause of ignition being
ascribed to the caretaker's habit of smoking in bed. Whilst sympathising
with you in your loss, I find, on reference to my lease, that I am under
covenant to reinstate them as speedily as possible. As I particularly
wish to avoid any unpleasantness with my Lessors, may I ask you to
proceed with the work at once?

Yours faithfully,

The Secy., HY. JONES.

The Vesuvius Insce. Co.

* * *

Policy No. 3,262,854.

Sir,--I am in receipt of your letter of yesterday, which has been handed
to the Claims Department. I recollect that in a former letter you
adverted to an existing policy with the Etna Office, and as that office
will be liable to contribute a share of the moneys covered by the double
insurance you are required to furnish particulars of the policy.

Yours truly, D. SMITH, etc., etc.

H. JONES, Esq.

* * *

Policy No. 3,262,854.

Dear Sir,--I enclose, as requested, particulars of my policy with the
Etna. For my own part, I do not quite see how it will help you, since,
profiting by your advice, I succeeded in obtaining a part rebate of
premium--thus, I apprehend, releasing the risk. But no doubt you know
best.

Yours very truly,

The Secy., HY. JONES.

The Vesuvius Insce. Co.

* * * * *

Illustration: _Patriotic Teacher._ "'ENGLAND EXPECTS----'NOW, WILL
ONE OF YOU BOYS FINISH THE SENTENCE? 'ENGLAND