o."

"You are not used to travelling alone, then, I suppose?"

"Oh no," nor to travelling any way, for the matter of that, I added to
myself; but not aloud, for I had a great fear that it should be known
how very limited my experience was.

"You must let me take your shawl and bag, and we will go and get a
comfortable seat," he said in a few moments. We went forward and found
comfortable chairs under an awning, and where there was a fine breeze.
It was a warm afternoon, and the change from the heated and glaring
wharf was delightful. Mr. Vandermarck threw himself back in his chair
with an expression of relief, and took off his straw hat.

"If you had been in Wall-street since ten o'clock this morning you would
be prepared to enjoy this sail," he said.

"Is Wall-street so very much more disagreeable than other places? I
think my uncle regrets every moment that he spends away from it."

"Ah, yes. Mr. Greer may; he has a good deal to make him like it; if I
made as much money as he does every day there, I think it's possible I
might like it too. But it is a different matter with a poor devil like
me: if I get off without being cheated out of all I've got, it is as
much as I can ask."

"Well, perhaps when he was your age, Uncle Leonard did not ask more than
that."

"Not he; he began, long before he was as old as I am, to do what I can
never learn to do, Miss d'Esiree--make money with one hand and save it
with the other. Now, I'm ashamed to say, a great deal of money comes
into my pockets, but it never stays there long enough to give me the
feeling that I'm a rich man. One gets into a way of living that's
destruction to all chances of a fortune."

"But what's the good of a fortune if you don't enjoy it?" I said,
thinking of the dreary house in Varick-street.

"No good," he said. "It isn't in my nature to be satisfied with the
knowledge that I've got enough to make me happy locked up somewhere in a
safe: I must get it out, and strew it around in sight in the shape of
horses, pictures, nice rooms, and good things to eat, before I can make
up my mind that the money is good for anything. Now as to Richard, he is
just the other way: old head on young shoulders, old pockets in young
breeches (only there ar'nt any holes in them). He's a model of prudence,
is my brother Richard. _Qui garde son diner, il a mieux a souper_. He'll
be a rich man one of these fine days. I look to him to keep me out of
jail. You know Richard ve