loan is to exceed one hundred and fifty dollars, and each
is to be repaid in small instalments at five per cent interest. One
per cent of the loan is to be repaid within four weeks after it is
made, and the remainder in small specified sums fortnightly. The
annual income of the "Bank of Loans" is about two thousand dollars.

These departments, though most successful, are subordinate in interest
to the main work of the Lette-Verein, as at present conducted, which
has a commercial training-school, a school of industry and drawing,
and a school of fine arts.

The commercial school offers two courses, of one and two years
respectively. Girls and women, married or unmarried, are there offered
the advantages of thorough instruction in writing and stenography,
commercial reckoning and correspondence, book-keeping, knowledge of
goods, commerce, banking affairs, and money matters in general.
Lessons in French, English, and German, in Grammar, Geography,
Correspondence, and Conversation, are also given. The fee for tuition
is about forty dollars per annum.

We were much interested in the School of Industry. Here were girls and
women, mostly young, in bright, cheery, and well-lighted rooms, going
through all stages of graded and scientific instruction in the cutting
and making of dresses, mantles, and underwear, plain needlework, and
in all kinds of embroidery and lace-work. The use of a sewing-machine
is taught in a term of two months, six lessons each week. Millinery in
all branches, the making of the finest artificial flowers by French
methods, glove-making by machinery, and hair-dressing are practically
carried on for the instruction of those who wish to learn these
industries.

A school of cookery, in which we were allowed to inspect the
scientific classification and analysis of provisions and to test the
appetizing results of numerous ladylike pupils in various stages of
proficiency, impressed us with the inestimable value of its training.

In all these departments the pupils are expected to pay moderate fees,
varying from twenty-five cents to one dollar per week; and entrance to
any department can be made on the first of every month.

Two lessons per week are given in the science of teaching, for a term
of six months.

The Employment Bureau has a vast correspondence, and is an agency of
great good, as a medium of communication between women and girls in
want of positions, and the employers of labor.

A school and