t an early date that the citizens and the city are one; whatever of
advantage they might secure to their city would be returned to them by
their city fourfold.

"Oh, I do love this old town!" one of them was heard to exclaim as,
returning from the station, his cab paddled through the slushy streets
under a slushy sky. He was quite a young man, yet he had made a large
fortune there. "It's no credit to us making money here," he added, "we
couldn't help it." So citizenized, what should we expect if not unity
of effort, a willingness to efface self when necessary, and with intense
individualism to subordinate individual ideas and feelings to the public
good? In such an atmosphere rises quickly a new city from the ashes of
the old, or a fairy creation like the Columbian Exposition. Imagine the
peninsula of San Francisco covered by a real city equal in beauty and
grandeur to the Chicago sham city of 1893.

The typical West-American city builder has money--created, not
inherited, wealth. But possession merely is not enough; he gives.
Yet possessing and giving are not enough; he works, constantly and
intelligently. The power which wealth gives is often employed in
retarding progress when the interests of the individual seem to clash
with those of the commonwealth; it is always lessened by the absence of
respect for its possessor. But when wealth, intelligence, honesty, and
enthusiasm join hands with patriotism there must be progress.

Time and place do not account for all of Chicago's phenomenal growth,
nor do the distance from the world's centres of population and industry,
the comparative isolation, and the evil effects of railway domination
account wholly for San Francisco's slow growth toward the end of the
century. For, following the several spasms of development incident to
the ages of gold, of grain, and of fruit, and the advent of the railway
incubus, California for a time betook herself to rest, which indeed was
largely paralysis. Then, too, those who had come first and cleared the
ground, laying the foundations of fortunes, were passing away, and
their successors seemed more ready to enjoy than to create. But with the
opening of a new century all California awoke and made such progress as
was never made before.

Coming to the late catastrophe, it was well that too much dependence was
not placed on promises regarding rehabilitation made during the first
flush of sympathy; the words were nevertheless pleasant to the