teamships and other British lines in 1902, effecting an
Atlantic shipping combine, reorganizing many large railways, and
in 1895 supplying the U.S. government with $62,000,000 in gold to
float a bond issue and restore the treasury surplus of
$100,000,000. Mr. Pierpont Morgan was a prominent member of the
Episcopal church, a keen yachtsman, a generous patron of
charitable and educational institutions, and a notable art and
book collector. As president of the Metropolitan Museum he gave
or loaned to it many rare and beautiful pictures, statues, and
art objects of all kinds. A memorial tablet was recently unveiled
in his honour at the museum.

Buttermilk Falls (100 ft.) are visible on the west bank after a heavy
rain; the buildings on the bluff above belong to Lady Cliff, a school
for girls.

49 M. WEST POINT (Garrison). (Train 51 passes 9:46a; No. 3, 10:04a; No.
41, 2:19p; No. 25, 4:00p; No. 19, 6:55p. Eastbound: No. 6 passes 8:01a;
No. 26, 8:20a; No. 16, 2:34p; No. 22, 4:00p.)

Across the river from Garrison, the imposing buildings of West Point,
the "Gibraltar of the Hudson," come into view. The name "West Point"
properly belongs to the village located here, but in ordinary usage it
refers to the U.S. Military Academy,* America's training school for
officers, which at the present time has about 1,000 cadets.

[Illustration: West Point from an Aeroplane _Photo Brown Bros._

The academy furnishes for those who wish to become army officers a
splendid education of a standard equal to the best colleges and
without cost to the student. Each cadet is paid $1,028.20 a year,
an amount which, with proper economy, is sufficient for his
support. West Point, therefore, offers an excellent opportunity
for those who can meet the requirements and are capable of
successfully undergoing the mental and physical discipline of the
school. Each senator and congressman is entitled to nominate two
candidates, who are appointed as cadets by the Secretary of War
after passing the prescribed examination. There are also 82
appointments at large, and the law of 1916 authorized the
president to appoint cadets to the academy from among the enlisted
of the Regular Army and National Guard, though not more than 180
at any one time. This law was passed with the idea of introducing
a greater degree of democracy into army life. Candidates for