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mbling center which should outrival Monte Carlo, had long since occurred to him as something which might well spring up near New York. He and Angela had visited Palm Beach, Old Point Comfort, Virginia Hot Springs, Newport, Shelter Island, Atlantic City, and Tuxedo, and his impressions of what constituted luxury and beauty had long since widened to magnificent proportions. He liked the interiors of the Chamberlain at Old Point Comfort, and the Royal Ponciana at Palm Beach. He had studied with artistic curiosity the development of the hotel features at Atlantic City and elsewhere. It had occurred to him that a restricted territory might be had out on the Atlantic Ocean near Gravesend Bay possibly, which would include among other things islands, canals or inland waterways, a mighty sea beach, two or three great hotels, a casino for dancing, dining, gambling, a great stone or concrete walk to be laid out on a new plan parallel with the ocean, and at the back of all these things and between the islands and the ocean a magnificent seaside city where the lots should sell at so expensive a rate that only the well-to-do could afford to live there. His thought was of something so fine that it would attract all the prominent pleasure-lovers he had recently met. If they could be made to understand that such a place existed; that it was beautiful, showy, exclusive in a money sense, they would come there by the thousands. "Nothing is so profitable as a luxury, if the luxury-loving public want it," Colfax had once said to him; and he believed it. He judged this truth by the things he had recently seen. People literally spent millions to make themselves comfortable. He had seen gardens, lawns, walks, pavilions, pergolas, laid out at an expense of thousands and hundreds of thousands of dollars, where few would ever see them. In St. Louis he had seen a mausoleum built upon the lines of the Taj Mahal, the lawn about which was undermined by a steam-heating plant in order that the flowers and shrubs displayed there might bloom all winter long. It had never occurred to him that the day would come when he would have anything to do with such a dream as this or its ultimate fruition, but his was the kind of mind that loved to dwell on things of the sort. The proposition which Winfield now genially laid before him one day was simple enough. Winfield had heard that Eugene was making a good deal of money, that his salary was twenty-five thousand
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