ay prefer to keep in my country.
Now if you will make this agreement with me, I will return with you to
my native land, and will not only assist you to obtain all these
commodities, but I will engage also to pay you a certain annual income
out of my saving; and I will show you the short way to the most
extensive region of wealth ever known to any nation in the world; and
you can then travel that road, so that at no future period (at least
within the imagination of man) shall you ever again complain of too
great a population on your soil, or too small a market for your labour.

Then the good brother of England says to this Atlantic and Pacific
brother,--We believe all you say of your wealth, and we see the great
advantage it would be to us to partake of it, and to have the command of
the road you point out, but what security are we to have that when our
labourers and machinery are sent to your country they will be employed;
and if you have neither gold nor silver nor other commodities ready to
give us in exchange for the work and the articles, how are we to pay the
people to prepare the machinery, and all our other labourers, whose
wages would in England of course become higher, as they would be less in
number, and there would be a greater quantity of work to be done. The
brothers, in talking over this matter, discovered that "credit is
indispensable, for rendering the whole capital of the country
productive. It is also the means by which the industrial talent of the
country is turned to most account for purposes of production. Many a
person who has no capital of his own, or very little, but who has
qualifications for business, which are known and appreciated by some
person of capital, is enabled to obtain either advances of money, or
more frequently goods, on credit, by which his industrial capacities are
made instrumental in the increase of public wealth." The Pacific and
Atlantic brother observed,--This is exactly my case. Only give me
credit, and I will bind myself on my own personal security to give up
whatever portion of my annual income you may consider necessary; and I
will also secure the money advanced by you on my land, on the minerals
thereof, and in any other way that may be deemed necessary. My brother
of the Atlantic and Pacific Railway, says the Englishman, you have
nearly convinced me; we will immediately appoint friends to draw up all
the necessary agreements between us, that will enable me, if possible,