h is more
easily satisfied. Give him three meals a day, and he doesn't care much
if two of them are made up of roasted potatoes and a little salt. Cash
is a good adviser, while credit is a good fellow to be on visiting
terms with. If you want double chins and contentment, do business with
cash.

2613. Hints upon Money Matters.

Have a supply of change in hand--shillings, sixpences, halfpence. This
will obviate the various inconveniences of keeping people at the door,
sending out at unreasonable times, and running or calling after any
inmate in the house, supposed to be better provided with "the
needful." The tradespeople with whom you regularly deal will always
give you extra change, _when_ you are making purchases or paying
bills; while those to whom you apply for it, on a sudden emergency,
may neither be willing nor able to do so. Some housekeepers object to
this arrangement, that, "as soon as five-pound notes or sovereigns are
changed, they always seem to go, without their understanding how;" but
to such persons I would humbly intimate, that this is rather the fault
of their _not getting understanding_, than any inevitable consequence
of _getting change_.

The fact is, that it is the necessity of parting with your money which
obliges you to get the larger pieces changed, and not the circumstance
of having smaller coin that _necessitates_ your parting with your
money, though it certainly facilitates your doing so when the
necessity arrives. However, as it is easier to count a few sovereigns
than many shillings, and loose money is most objectionable, it is well
to put up reserve change in small collective packets, and to replenish
the housekeeping purse from these daily or weekly, as may be most
convenient.

[DEATH DOES NOT BLOW A TRUMPET.]

2614. Save Time and Trouble.

If Money for daily expenses has to pass through the hands of a
servant, it is a time-and-trouble-saving plan to settle with her
_every_ night, and to make up her cash in hand to a certain _similar_
sum. This will prevent such puzzling calculations as the
following:

"Let me see: I gave you 10s. on Saturday, and 9d. the day before.
Was it 9d.? No, it must have been 11d., for I gave you 1s., and you
gave me 1d. out for the beggar; then there was 6s. 6d. on Monday,
and 8d. you owed me from last money; and then the 1s. 6d.