rapidly as possible. This was a happy change for me, as I
was enabled to visit my two bosom companions, Miller and Wilson, then
in the railway service at Crestline, Ohio. On my way thither, while
sitting on the end seat of the rear car watching the line, a
farmer-looking man approached me. He carried a small green bag in his
hand. He said the brakeman had informed him I was connected with the
Pennsylvania Railroad. He wished to show me the model of a car which
he had invented for night traveling. He took a small model out of the
bag, which showed a section of a sleeping-car.

This was the celebrated T.T. Woodruff, the inventor of that now
indispensable adjunct of civilization--the sleeping-car. Its
importance flashed upon me. I asked him if he would come to Altoona if
I sent for him, and I promised to lay the matter before Mr. Scott at
once upon my return. I could not get that sleeping-car idea out of my
mind, and was most anxious to return to Altoona that I might press my
views upon Mr. Scott. When I did so, he thought I was taking time by
the forelock, but was quite receptive and said I might telegraph for
the patentee. He came and contracted to place two of his cars upon the
line as soon as they could be built. After this Mr. Woodruff, greatly
to my surprise, asked me if I would not join him in the new enterprise
and offered me an eighth interest in the venture.

I promptly accepted his offer, trusting to be able to make payments
somehow or other. The two cars were to be paid for by monthly
installments after delivery. When the time came for making the first
payment, my portion was two hundred and seventeen and a half dollars.
I boldly decided to apply to the local banker, Mr. Lloyd, for a loan
of that sum. I explained the matter to him, and I remember that he put
his great arm (he was six feet three or four) around me, saying:

"Why, of course I will lend it. You are all right, Andy."

And here I made my first note, and actually got a banker to take it. A
proud moment that in a young man's career! The sleeping-cars were a
great success and their monthly receipts paid the monthly
installments. The first considerable sum I made was from this source.
[To-day, July 19, 1909, as I re-read this, how glad I am that I have
recently heard from Mr. Lloyd's married daughter telling me of her
father's deep affection for me, thus making me very happy, indeed.]

One important change in our life at Altoona, after my mother an