our house flag circled the world many times.
Sixteen big ships, and the last one was the _Harvest Home_, the China
clipper that paid for herself three times before an Indian Ocean monsoon
swallowed her."

"Well, if he made all that money, are you going to sea for the fun of
it?"

"There are no more Yankee wooden ships on the sea. My poor father
thought he was wise when the wooden ships were crowded off. He put his
money into railroads--and you know what has happened to most of the
folks who have put their money into new railroads."

"I'm afraid I don't know much about business."

"The hawks caught the doves. It was a game that was played all over New
England. The folks whose money built the roads were squeezed out. Long
before my mother died our money was gone, but my father and I did not
allow her to know it. We mortgaged and gave her what she had always been
used to. And when my father died there was nothing!"

Her eyes glistened. "That's chivalry," she cried. "That's the spirit of
the knights of old when women were concerned. I adore you for what you
did!"

"It was the way my father and I looked at it," he said, mildly. "My
father was not a very practical man, but I always agreed with him. And
I am happy now, earning my own living. Why should I think my grandfather
ought to have worked all his life so that I would not need to work?"

"I suppose it's different with a big, strong man and a woman. She needs
so much that a man must give her."

Captain Mayo became promptly silent, crestfallen, and embarrassed. He
stared aft, he looked at the splendid yacht whose finances he managed
and whose extravagance he knew. He saw the girl at his side, and blinked
at the gems which flashed in the sunlight as her fingers tucked up the
locks of hair where the breeze had wantoned.

"I think my father works because he loves it," she said. "I wish he
would rest and enjoy other things more. If mother had lived to influence
him perhaps he would see something else in life instead of merely piling
up money. But he doesn't listen to me. He gives me money and tells me to
go and play. I miss my mother, boy! I haven't anybody to talk with--who
understands!"

There were tears in her eyes, and he was grateful for them. He felt
that she had depths in her nature. But keen realization of his position,
compared with hers, distressed him. She stood there, luxury incarnate,
mistress of all that money could give her.

"Anybody can make mon