A policeman was summoned,
and Ben was instructed to meet Smithson at the time appointed, and
tender him the change.

He did so.

Smithson looked up eagerly as Ben approached.

"Have you got the change?" he asked.

"Yes," said Ben.

"Give it to me."

Ben drew fro his vest-pocket three dollars and sixty-five cents, with
which he had been provided, and tendered them to the young man,
who eagerly took them.

"Much obliged," said Smithson, looking elated at the supposed
success of his plan.

Just then, a quiet-looking man, a detective in citizen's clothes,
stepped up and laid his hand on the swindler's arm.

"Mr. Smithson, I want you."

"What for?" inquired Smithson, turning pale.

"For passing a counterfeit bill."

"I have passed no counterfeit," faltered Smithson.

"You employed this boy to do it for you."

"There's some mistake," said Smithson stammering. "You can't
prove anything."

"With this boy's help we can. Don't trouble yourself to invent
excuses. You have been suspected for some time."

"The boy lies," said Smithson fiercely.

"If he does it will be found out. Come along with me."

Much against his will, Smithson walked arm-in-arm with the
detective. Ben was notified to be in attendance at court the
next morning, at ten o'clock, to testify against his new friend.

"I am more of a greenhorn than I thought," Ben said to himself.
"Who would have thought such a polite young man was a
counterfeiter!"

About four o'clock Ben went up-town to Mr. Manning's
boarding-house, and remained there till the merchant arrived.

Chapter XIII

A Curious Old Lady

The next morning Mr. Manning introduced Ben to his temporary
ward, a bright, attractive little girl, who seemed to take an instant
fancy to our hero.

"Is he my brother?" she inquired of Mr. Manning.

"He is going to be your brother, if you like," was the smiling reply.

"I am glad of it," said the little girl, putting her hand confidingly in
Ben's.

Ben was not much used to girls, never having had a sister, but it
occurred to him that he should find it very pleasant to have Emma in
the house.

"Are you willing to leave the city and go home with your new
brother?" asked Mr. Manning.

"Yes," said Emma promptly. "When are we going?"

"This afternoon. You will sail on a big boat, and then ride on the
cars. Shall you like that?"

"Ever so much," said Emma, clapping her hands. "You will take
care of me, won't you?" ap